help@gemstonemortgages.co.uk 01206 564776

Mortgage Advice

When it comes to finding you a mortgage solution that suits your borrowing requirements, we are the experts.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our lifetime membership means you’ll get our service for life, for one lifetime fee of £499 payable on application of your first mortgage. As part of the service, we’ll check in with you regularly to let you know when we can save you money on your mortgage payments.

When it comes to finding you a mortgage solution that suits your individual borrowing requirements, we are the experts. Our personal approach means that we take the time to find a lending service that is a great fit, not just a quick fix. No mortgage application is the same, and whether you are trying to meet requirements to buy your first home, are struggling with your credit history, or want to explore the buy-to-let market, we’ll have a solution for you.

Our in-depth knowledge and experience within the industry means we have access to a comprehensive range of mortgage deals from across the lending market, many of which you won’t see advertised anywhere else. We often know from our first consultation with you which lenders will be right for you.

Once we have understood your circumstances and aspirations, we’ll source the leading mortgage options for you and work towards securing a mortgage agreement in principle. If you are happy to proceed, we will take care of all the paperwork and negotiations, keeping you updated on progress and timelines every step of the way.

Get in touch

Here at Gemstone we are passionate about connecting our clients with a mortgage that truly suits them.

Come and meet us at our Colchester offices to get to know us and how we work.

01206 564776 help@gemstonemortgages.co.uk
Contact Us

Mortgage Services

First Time Buyer

We love working with first-time buyers and contributing towards the excitement of making their home-owning dream a reality.

Home Mover

Moving home is a great time for some financial advice to fit your mortgage around your lifestyle, and we have lots of options to find you a deal.

Remortgaging

Our free, no-obligation mortgage review service gives you an opportunity to reassess your borrowing requirements and see if there is a better financial option out there for you.

Buy to Let

If you’re looking to make a secure, long-standing investment then property will continue to be a great option.
Based on 63 reviews.
Chaay Cattaneo
Chaay Cattaneo
2021-08-12
recommendsVerified
Worked really well with me and my partner very helpful couldn’t asked for a better experience! Highly recommend! Thankyou guys!!! 🤩🤩
Karen Lucas
Karen Lucas
2021-08-10
recommendsVerified
Great service, very knowledgeable and helpful. Thanks for all of your help and support! 😊
Connor Chapman
Connor Chapman
2021-07-19
recommendsVerified
Friendly, reliable and hard working! Thanks team!
Roya Collins
Roya Collins
2021-07-11
recommendsVerified
Absolutely outstanding service from Gemstone, spoke to many others before Gemma and they were all either negative or uninspiring! Gemma got us our mortgage agreed and an offer within an hour - it was out of this world!! Would recommend her and her lovely team (Hollie and Emma) to anyone and everyone. We have rented for years and we now have our own home which we exchanged on within 4 weeks. Gemma made me feel confident in her knowledge and ability to place the mortgage with the right lender and I will never be able to thank her enough. Roya & Brett Collins
Katie Buckle
Katie Buckle
2021-07-05
recommendsVerified
As first time buyers we could not have wished for a better mortgage broker to go with then Gemstone. So wonderfully knowledgable, professional and helpful from the get go we will 100% recommend them to all family and friends. Not forceful with their sales techniques but instead tell you your options, advise you what would be best for your situation and leave you to make any ultimate decisions. This is much unlike a number of other mortgage brokers who tried to distastefully force their services on us, this was one of the main reasons that led us to choose Gemstone. We have worked very closely with Hollie, who has shared our excitement with us, good news and assisted us with endless questions, queries and updates whenever we had something we wanted to know! We are so happy we have started our first journey to becoming home owners with Gemstone and the entire process has truly seemed like a breeze. Thank you Gemstone, Liv and especially Hollie! Katie and Thomas x (Soon to be first time proud home owners)
Kate Everett
Kate Everett
2021-07-02
recommendsVerified
Not only did Gemma and the team complete our complex multi-property mortgage offer in less than a month (and just 48 hours for the offer in principle), they have made the whole process so easy. I have already recommended Gemstone to friends - one of whom was assured by another broker that she could only borrow a low amount at a high interest rate. Gemstone's help has changed everything for her. I could go on, but I can only say this is an incredible company whether you are a first-time buyer, remortgaging or looking for a buy-to-let mortgage. Thank you so much - you are all just amazing!
Gina Moss
Gina Moss
2021-06-29
recommendsVerified
Thank you to Gemma and her team for the amazing support and advice over the last year. You have always been so approachable and friendly, and always happy to help at short notice. The service was professional and reliable, my husband and I would definitely recommend Gemstone Mortgages. Thank you also for the beautiful moving in, gift box! This was a wonderful surprise that arrived the day after we moved into our new home, what a lovely touch!
John Aves
John Aves
2021-06-29
recommendsVerified
Gemstone should be the only broker you consider. They have Experience in abundance, they're on hand to help with any query (no matter how silly you think it might be) and they're incredibly knowledgeable in their field. Gemstone came highly recommended to us by several people, and having experienced their service first hand, I can understand why and I'll be recommending them to everyone I know. Hollie, Emma and the team made the process of buying a house so much easier, we would certainly have been lost without their guidance.
Mollie Cocks
Mollie Cocks
2021-06-23
recommendsVerified
I couldn’t recommend Gemstone Mortgages enough. So happy with their service, they was there whenever we needed them. They fought for us and got us our mortgage offer. Will be forever grateful. 1000000% be recommended them to family and friends. 🌟🌟🌟🌟🌟 Again thank you for everything💕
Kate Ivy
Kate Ivy
2021-06-02
recommendsVerified
The team at Gemstone Mortgages are all brilliant. Within a day of someone recommending them to us, we had spoken with both Gemma and Hollie and made a plan of action for our mortgage application. Our previous mortgage experience had been stressful and drawn out but Gemstone made the whole experience quick and easy. They offered amazing advice and support. Whenever we had a question, they were always quick to respond and nothing was too much effort. I would thoroughly recommend them to anyone!